Croatia
for establishing VASPs, issuing tokens, doing mining, making crypto payments
Type of regulation
Positive
Virtual Asset Service ProvidersRegulated
Token IssuanceRegulated
Crypto MiningPartially regulated
Decentralised Autonomous OrganisationsPartially regulated
Crypto PaymentsRegulated

Overview of Croatia’s Crypto Regulation

Last updated: 20 December 2024

As a Member State of the European Union, Croatia is subject to EU regulations concerning digital assets. In 2023, the EU adopted the Markets in Crypto-Assets Regulation (MiCA), a comprehensive regulatory framework designed to oversee the crypto asset market across the EU.

MiCA began applying partially on 30 June 2024, with provisions addressing asset-referenced tokens and e-money tokens to ensure compliance with stringent consumer protection and financial stability standards. The full implementation of MiCA, including all provisions applicable to crypto asset service providers (CASPs), is scheduled for 30 December 2024.

All new CASPs are required to comply with MiCA from 30 December 2024, while existing CASPs benefit from a transitional period during which they must align their practices with MiCA’s requirements. However, both new and existing CASPs must comply with AML/CFT rules, including the Travel Rule, from 30 December 2024.

In Croatia, the transitional period for existing CASPs is 18 months, concluding on 1 July 2026.

For a comprehensive understanding of the MiCA regulation and its implications for the EU’s crypto asset market, please refer to the European Union's dedicated page.

Need Help?

At D&A Partners, we specialise in navigating the complexities of crypto regulations worldwide. With extensive experience in establishing and operating FinTech ventures, issuing digital tokens, and executing crypto transactions, we bring deep insights into the Croatia’s crypto regulatory landscape.

Whether you're planning to set up your crypto business, need guidance on compliance, or wish to explore opportunities in Croatia’s crypto market, our team is here to assist.

To schedule a consultation or learn more about how we can support your crypto venture, contact us at [email protected]. Let us help you turn challenges into opportunities.

This website provides information for general guidance purposes only and does not constitute legal or tax advice.